Listing provided courtesy of Coldwell Banker Realty 24as Distributed by MLSGrid- MLS# 4522718MLS Provider

2884 Echo Lake DriveLoveland, CO 80538

Single Family · 4 Beds · 3 Full Baths · 1 Three Quarter Bath · 3,721 Sq. ft. | 0.14 Acres
$659,000 Active

2884 Echo Lake Drive Overview

Time on Site:
172 days
Visits:
0

This beautifully designed 4-bedroom, 4-bath home offers custom finishes, thoughtful spaces, and access to exceptional community amenities. A welcoming entry leads to a private main-floor study, ideal for work or quiet retreat. Down the hall, the family room is made for gathering, filled with natural light from the soaring two-story ceiling and centered around a cozy gas fireplace. The kitchen is a chef’s dream with white cabinetry, double ovens, a large island with bar seating, and a sunny breakfast nook - perfectly open to the family room for effortless entertaining. A custom wood accent wall adds warmth and character to the dining room, while a spacious main-floor laundry and full bath add everyday convenience. Upstairs, the primary suite is a true retreat with a 5-piece bath, soaking tub, large shower, and walk-in closet with custom built-ins. Two additional bedrooms share a full bath, while a third enjoys its own en-suite 3/4 bath. Peekaboo mountain views and a charming reading nook complete the upper level. The unfinished basement offers endless potential and unlimited possibilities to create the basement of your dreams with four egress windows and a bathroom rough-in. Outside, enjoy professionally landscaped grounds, low-maintenance turf, and an expanded patio perfect for dining and play. A 3-car garage - currently configured with a generous mudroom - adds flexibility. Located in the Lakes at Centerra, this home offers access to trails, lakes, clubhouse amenities, kayaks, community events, dog park, playgrounds, and easy access to all that Loveland has to offer. Community pool is in the process of being repaired and is planned to reopen Summer of 2027. Homeowners in this neighborhood also have the option to choice into Fort Collins schools!

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2884 Echo Lake Drive Facts & Features

  • Type Single Family
  • Sq. ft. 3,721
  • Price/Sq.ft. $177
  • Lot 0.14 Acres

Details

General

Association/HOA

  • Association Amenities: Clubhouse,Pool,Trail(s)
  • Association Fee: 205
  • Association Fee Frequency: Quarterly
  • Association Fee Includes: Maintenance Grounds,Maintenance Structure
  • Association Name: Lakes at Centerra
  • Association: true

School Information

  • School District: Thompson R2-J
  • Elementary School: High Plains
  • Middle Or Junior School: Conrad Ball
  • High School: Mountain View

Building Information

  • Year Built: 2018

Location/Region

  • Country: US
  • County Or Parish: Larimer
  • Subdivision Name: Lakes at Centerra

Tax Information

  • Tax Annual Amount: 6706
  • Tax Year: 2024

General Information

  • Exclusions: Seller's personal property and staging items.
  • Listing Terms: Cash,Conventional,FHA,Other,VA Loan
  • Ownership: Individual
  • Parcel Number: R1658689
  • Property Sub Type: Single Family Residence
  • Property Type: Residential
  • Senior Community: false
  • Special Listing Conditions: None

Interior

Parking Information

  • Garage Spaces: 3

Beds/Baths

  • Bathrooms Full: 3
  • Bathrooms Half: 0
  • Bathrooms One Quarter: 0
  • Bathrooms Three Quarter: 1
  • Bathrooms Total: 4
  • Bedrooms Total: 4

Building Interior

  • Above Grade Finished Area: 2531
  • Below Grade Finished Area: 0
  • Building Area Source: Public Records
  • Building Area Total: 3721

General Information

  • Appliances: Dishwasher,Double Oven,Dryer,Gas Water Heater,Microwave,Oven,Range,Refrigerator,Washer
  • Cooling: Central Air
  • Fireplace Features: Family Room,Gas,Insert
  • Fireplaces Total: 1
  • Flooring: Carpet,Tile,Wood
  • Foundation Details: Slab
  • Heating: Forced Air
  • Interior Features: Breakfast Bar,Ceiling Fan(s),Eat-in Kitchen,Entrance Foyer,Five Piece Bath,Granite Counters,High Ceilings,Kitchen Island,Open Floorplan,Primary Suite,Radon Mitigation System,Walk-In Closet(s)
  • Laundry Features: Sink
  • Levels: Two
  • Living Area: 2531
  • Main Level Bathrooms: 1
  • Main Level Bedrooms: 0
  • Window Features: Window Coverings

Exterior

Parking Information

  • Parking Total: 3

Lot Information

  • Lot Size Acres: 0.14
  • Lot Size Area: 6168
  • Lot Size Square Feet: 6168
  • Lot Size Units: Square Feet
  • Water Source: Public

Building Exterior/Construction

  • Architectural Style: Traditional
  • Attached Garage: true
  • Construction Materials: Frame
  • Patio And Porch Features: Covered,Front Porch,Patio
  • Roof: Composition
  • Structure Type: House

General Information

  • Carport Spaces: 0
  • Exterior Features: Private Yard
  • Sewer: Public Sewer

Room Information

Room: Bathroom Full

  • Level: Main
  • Description: Main floor bathroom

Room: Dining Room

  • Level: Main
  • Description: Open to the kitchen and family room with custom wood wall

Room: Family Room

  • Level: Main
  • Description: Soaring ceilings, gas insert fireplace, and open floor plan

Room: Kitchen

  • Level: Main
  • Description: Large kitchen is open to the family room and dining room with island and bar seating

Room: Laundry

  • Level: Main
  • Description: Large laundry room with sink and extra cabinetry

Room: Office

  • Level: Main
  • Description: Tucked away from the living spaces and private

Room: Bathroom Full

  • Level: Upper
  • Description: Double sinks and updated lighting

Room: Bathroom Full

  • Level: Upper
  • Description: 5-piece bathroom with double sinks, large shower, and huge closet with built-in storage
  • Features: En Suite Bathroom,Primary Suite

Room: Bathroom Three Quarter

  • Level: Upper
  • Description: En-suite bathroom to 4th bedroom
  • Features: En Suite Bathroom

Room: Bedroom

  • Level: Upper
  • Description: Large primary suite with en-sute bathroom
  • Features: Primary Suite

Room: Bedroom

  • Level: Upper
  • Description: With shiplap walls

Room: Bedroom

  • Level: Upper
  • Description: Peekaboo mountain views

Room: Bedroom

  • Level: Upper
  • Description: With peekaboo mountain views and en-suite bathroom

2884 Echo Lake Drive Neighborhood

Community

80538 (LOVELAND) Demographics

42
Median Age
467
Population Density (per sq. mile)
47%
College Educated
$77,359
Estimated Median Income
14,081
Estimated Total Home Owners
6,001
Estimated Total Renters
70% / 30%
Estimated Owner / Renter Divide
3
Estimated Average Household Size
Community data courtesy of LiveBy, Inc.

Schools

School data courtesy of LiveBy, Inc. School ratings are based on a scale of 1-5, with 5 being the highest rating and 1 being the lowest rating.

2884 Echo Lake Drive Monthly Cost

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* All calculations are estimates and provided by Reliance Network, for informational purposes only. Actual amounts may vary. ** Assumes 6.50% APR, 20% down payment, and conventional 30-year fixed rate first mortgage. Rates cited are for instructional purposes only; current rates are subject to change at any time without notice. You should not make any decisions based simply on the information provided. Additional required amounts such as taxes, insurance, homeowner association dues, assessments, mortgage insurance premiums, flood insurance or other such required payments should also be considered. Contact your mortgage company for current rates and additional information. Any mortgage broker or insurance agent that may appear is independent and is not affiliated with, endorsed by, or provided by the MLS.

2884 Echo Lake Drive Market Data

Based on the last 30 days in this zip code

$630,742
Average List Price
$251
Average Price per Square Foot
80
Properties Sold
70
Average Days on Market
396
Properties for Sale
Calculations provided by Reliance Network

2884 Echo Lake Drive History

Date Event Value Agent
6/23/2026Source: REColorado MLS Price Reduction
$659,000 -1.5%
6/11/2026Source: REColorado MLS Price Reduction
$669,000 -1.5%
5/29/2026Source: REColorado MLS Price Reduction
$679,000 -0.7%
5/13/2026Source: REColorado MLS Price Reduction
$684,000 -0.7%
4/30/2026Source: REColorado MLS Price Reduction
$689,000 -0.7%
4/15/2026Source: REColorado MLS Price Reduction
$694,000 -0.7%
3/23/2026Source: REColorado MLS Price Reduction
$699,000 -2.2%
3/7/2026Source: REColorado MLS Price Reduction
$715,000 -1.4%
1/9/2026Source: REColorado MLS Added to Database
January 09, 2026